Get Started

Refinance your home while the cookies bake.

We've made refinancing your mortgage quick and easy.

The application process is in your hands, literally. 

Your home is personal, and so is your refinance.

M&T’s refinance wizard calculates personalized mortgage rates, product options, and estimated payments. Because one size doesn’t fit all.

Get Started >

Family gathered around computer image

Protection is our top priority, always.

Connect to your bank accounts, tax records and more throughout the application process knowing your information is private and protected.

Apply Now >

Only 15 minutes to apply online.

Complete your refinance application on your phone, tablet or computer to get the answers you need, in just minutes. Available online 24 hours a day, 7 days a week.

Get Started >

Mortgages made easy

Get home faster with M&T Mortgages

At M&T Bank we understand all the decisions you need to consider when buying a home. Choosing the right loan shouldn’t be a difficult one. See how our process helps you get home faster.

Watch Now
Resources & Insights

3 Reasons to Consider a Mortgage Refinance

Here are three ways refinancing a mortgage could have an immediate impact on your financial situation.
Read Article >
Resources & Insights

Discover The Road To Refinancing

Refinancing is do-able. We're ready when you are.
Read Article >
Feel at home with M&T

"I am completely satisfied with this refinance with M&T Bank. I have already suggested to a friend that he contact M&T Bank for his possible refinance. We had no problems with this procedure and were very impressed with our loan officer's professionalism and the speed and ease off the entire process."

Tien D.
Beaverton, OR
Top 10 SBA Lender Nationally
Forbes 2020 Best Banks in America 5 years in a row
According to statistics released by the U.S. Small Business Administration (SBA) for total approved loans through the SBA's 7(a) lending program during the federal fiscal year ending 9/30/2019.
Based on Greenwich Associates 2019 Small Business Banking Excellence Awards.

According to statistics released by the Small Business Administration (SBA) for total approved loans through the SBA’s 7(a) lending program during the fiscal year ending 9/30/19.

Equal Housing Lender. ©2020 M&T Bank. Member FDIC. All rights reserved. NMLS# 381076. Speak with our loan experts: 1-888-253-0799